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Usage of Credit Card has increased a lot in the past few years.The main reason behind this is the convenience in carrying and rather using cash.At the same time many feeling there are risk involved when using credit card.But its not true,if your careless everything will be risk.

I will tell certain tips on how to use credit card wisely.First i will start at choosing credit card.As we all know all card come at a price.Always look for ease of payment,simple usage terms and also payment options etc.

Next is Free credit period.It is also very important,its really beneficial when free credit card period is long. Then Payment method,when it comes to payment method choose card that offers reliable and fast payment methods.Finally usage of credit card online, be cautious when buying online with credit card.

Mobile phone

Mobile phone is a short-range, electronic device used for mobile voice or data communication over a network of specialized base stations known as cell sites. In addition to the standard voice function of a mobile phone, telephone, current mobile phones may support many additional services, and accessories, such as SMS for text messaging, email, packet switching for access to the Internet, gaming, Bluetooth, infrared, camera with video recorder and MMS for sending and receiving photos and video.
Mobile phones send and receive radio signals with any number of cell site base stations fitted with microwave antennas. These sites are usually mounted on a tower, pole or building, located throughout populated areas, then connected to a cabled communication network and switching system. The phones have a low-power transceiver that transmits voice and data to the nearest cell sites, normally not more than 8 to 13 km (approximately 5 to 8 miles) away.
The most commonly used data application on mobile phones is SMS text messaging, with 74% of all mobile phone users as active users (over 2.4 billion out of 3.3 billion total subscribers at the end of 2007). SMS text messaging was worth over 100 billion dollars in annual revenues in 2007 and the worldwide average of messaging use is 2.6 SMS sent per day per person across the whole mobile phone subscriber base. (source Informa 2007). The first SMS text message was sent from a computer to a mobile phone in 1992 in the UK, while the first person-to-person SMS from phone to phone was sent in Finland in 1993.

Cyclonic storm NISHA over coastal Tamil Nadu

The cyclonic storm ‘NISHA’ over Coastal Tamil Nadu remained practically stationary and lay centred at 0830 IST of today, the 27^th November 2008 over coastal Tamil Nadu & Puducherry about 50 km northwest of Karaikal. The system is likely to move in a northwesterly direction and weaken gradually.
Under its influence, rainfall at most places with heavy to very heavy falls at a few places and isolated extremely heavy falls (>25 cm) is likely over north Tamil Nadu and Puducherry during next 24 hours. Rainfall at many places with isolated heavy to very heavy falls is also likely over, south interior Karnataka, south coastal Andhra Pradesh, Rayalseema and isolated heavy falls over Kerala and south Tamil Nadu during the same period.
Gale winds speed reaching 60-70 kmph gusting to 80 kmph are likely along and off Tamil Nadu & Puducherry coasts during next 12 hours. Sea condition is high along and off these coasts. Squally winds speed reaching 45-55 kmph gusting to 65 kmph is also likely over interior districts of Tamil Nadu during the same period.
Damage expected: Damage to thatched huts, breaking of tree branches causing minor damages to power and communication lines in the coastal districts of Tamil Nadu and Puducherry.*
Action suggested: Fishermen are advised not to venture into the sea during next 24 hours.

Because of this cyclonic weather about 50-60 people died in tamil nadu. So people be carefull going in rain.

Bumper to Bumper on Disney Channel

Rev up your engine for an exhilarating ride on Disney Channel! Starting December 7, a special weekly segment called Bumper to Bumper at 11 am on Sundays will take Disney Channel viewers on a fast-paced adventure ride with movies such as Herbie Goes To Monte Carlo, Herbie Goes Bananas, Herbie Rides Again, Right on Track and the Indian television premiere of Cars.
Herbie is back in gear – revved up and ready for more madcap comedy adventure in this sidesplitting sequel to Disney’s popular smash hit, The Love Bug! This time Herbie’s leading lady is Academy Award® winner* Helen Hayes, superb in the very first screen comedy of her illustrious career. Aided by co-stars Ken Berry and Stefanie Powers, she’s out to save her beloved Victorian firehouse home from the wrecking ball of greedy real estate tycoon Keenan Wynn, Disney’s most lovable villain. It’s up to Herbie and his bug battalion to “come through in the clutch”! Fasten your seat belts and get ready for a really great time on Disney Channel on December 21, 2008 at 11 am.Catch Right on Track on Disney Channel on December 28 at 11 am.
After taking moviegoers magically into the realm of toys, bugs, monsters, fish, and superheroes, the masterful storytellers and technical wizards at Pixar Animation Studios take you set inside the world of cars. Lightning McQueen, a hotshot rookie race car driven to succeed, discovers that life is about the journey, not the finish line, when he finds himself unexpectedly detoured in the sleepy Route 66 town of Radiator Springs. Soon he realizes that there are more important things than trophies, fame and sponsorship. Fueled with plenty of humor, action, heartfelt drama, and amazing new technical feats, CARS is a high octane delight for moviegoers of all ages showcased on Disney Channel on January 4, 08 at 11 pm.

Phones put to a Novel use

Five to the top 10 bestselling books in Japan last year started out as “Cellphane Novels” books that were written on a mobile phone, with the authors tapping out sentence by sentence via text message.

Cellphone novels are largely written in the first person, authored by young women, and designed to be read like a diary. The stories are usually romantic tales written in SMS-style short sentences. But critics point out that this savvy literary genre is shorten plot and character development and will surely hasten the decline of Japanese literature.

Still, one novel, Love Sky, was read by 20 million people on mobile phones and computers. When it was republished in book form, it became the highest-selling novel in Japan. It is now being made into a movie.

Copy editing

Copy editing (also copy-editing and copyediting) is the editorial work that an editor does to make formatting changes and improvements to a manuscript;[1][2] copy (as a noun) refers to written or typewritten text for typesetting, printing, or publication. Copyediting is done prior to work of proofreaders, who handle documents before final publication.[1]

In the United States and Canada, an editor who does this is a copy editor;[1] an organization’s highest-ranking copy editor, or the supervising editor of a group of copy editors, may be known as the copy chief. In book publishing in the United Kingdom and other parts of the world that follow UK nomenclature, the term copy editor is used, but in newspaper and magazine publishing, the term is sub-editor, commonly shortened to sub (“to sub” is the verb form). The senior sub-editor on a title is referred to as the Chief Sub-Editor.

Sri Lanka aim for improved showing

Zimbabwe’s first ODI at home since December 2007 had a promising beginning but ended in disaster. Their top order laid a steady platform against Sri Lanka on Thursday, reaching 124 for 3, but they lost their last seven wickets for three runs in 3.5 dramatic overs. Zimbabwe’s last six batsmen were all dismissed for 0, equalling the record for most ducks in an innings. It was a calamitous collapse that would have severely dented the confidence of a young side, but captain Prosper Utseya said his batsmen had learnt from the experience. Converting the knowledge into an improved on-field performance, however, won’t be easy as Sri Lanka are unlikely to take the hosts lightly.

Mahela Jayawardene, the Sri Lankan captain, said he wanted a “much better standard” from his players. He said Zimbabwe should not have scored as much as 127 and called for improvement despite winning by six wickets and with 16.4 overs to spare.

IOB improves perforance

The Nationalised Indian Overseas Bank (IOB) in Tiruchirapalli region with 50 branches- 47 in Tiruchirapalli district and three in Ariyalur district- has mobilised deposits worth Rs 1,156 crore from 4.54 lakh customers.

The region had sanctioned loans to the tune of Rs 788 crore to about 1.54 lakh customers, according to the Bank’s Chief Regional Manager Renuka Mohan Rao.

Addressing the customers meet here last night, she said these branches would explore the possibility of increasing the daily ceiling in withdrawals through its ATM services as many customers have demanded a rise in the ceiling from the present Rs 15,000.

She said IOB has installed 13 ATMs in Tiruchirapalli city, and one each at Lalgudi, Manachanallur and Ariyalur.

The bank strive to promote Micro Small Medium Enterprises (MSME).

She said last year the bank had, through sustained efforts, recovered loans to the tune of Rs 555 crore in impaired credit.

Dasvidanya-Review

Amar Kaul is a pathologically timid and boring 37-year-old virgin, who works as an accountant in a pharmaceutical company and lives with his mother.

One day, he is diagnosed with stomach cancer and told that he has two months to live. The meek worker drone decides to spend his last days on earth fulfilling his heart’s deepest desires and in the process, he discovers how beautiful life really is.

Similar premises have been played out in scores of Hollywood movies like Bucket List and My Life Without Me.

Debutant director Shashant Shah tries to infuse some originality into it with a range of characters such as Amar’s eccentric mother who has hearing problems and his Jabba-from-Stars Wars style boss who alternates between gulping down food and berating Amar.

Vinay Pathak who is in almost every frame, works hard to achieve the right balance of pathos and comedy but unlike Bheja Fry’s Bharat Bhushan, Amar Kaul simply doesn’t have enough meat for Pathak to sink his teeth into.

Dasvidaniya is well-intended. It strains hard for poignancy but unfortunately it only manages to be predictable and plodding. There are a few nicely done emotional scenes but mostly this story of an ordinary life remains painfully ordinary. See it if you must.